Wall Street RegretsThe regret calculator.

What if you'd held ^NDX?

A $1,000 investment in NASDAQ 100 Index (^NDX) at the month-end close of 1985-10 would be worth $254,815 at the close of 2026-08 — +25381.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $40,607.

$1,000 since 1985$254,815Total return+25381.5%Multiple254.8×CAGR+14.5%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$254,815Gain+$253,815 (+25381.5%)Multiple254.8×CAGR+14.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.

    Every year, $1,000 from 1985

    YearValue of $1,000Year return
    1985$1,000
    1986$1,069+6.9%
    1987$1,181+10.5%
    1988$1,341+13.5%
    1989$1,692+26.2%
    1990$1,516-10.4%
    1991$2,501+65.0%
    1992$2,723+8.9%
    1993$3,011+10.6%
    1994$3,056+1.5%
    1995$4,356+42.5%
    1996$6,209+42.5%
    1997$7,490+20.6%
    1998$13,879+85.3%
    1999$28,028+102.0%
    2000$17,701-36.8%
    2001$11,921-32.7%
    2002$7,441-37.6%
    2003$11,096+49.1%
    2004$12,254+10.4%
    2005$12,436+1.5%
    2006$13,281+6.8%
    2007$15,760+18.7%
    2008$9,159-41.9%
    2009$14,062+53.5%
    2010$16,765+19.2%
    2011$17,218+2.7%
    2012$20,114+16.8%
    2013$27,152+35.0%
    2014$32,023+17.9%
    2015$34,721+8.4%
    2016$36,765+5.9%
    2017$48,352+31.5%
    2018$47,849-1.0%
    2019$66,015+38.0%
    2020$97,424+47.6%
    2021$123,366+26.6%
    2022$82,695-33.0%
    2023$127,190+53.8%
    2024$158,834+24.9%
    2025$190,867+20.2%
    2026$222,436+16.5%

    Best and worst month-end to buy

    The best single month-end close to have bought ^NDX was 1985-10 ($115): $1,000 then is $254,815 today. The worst was 2026-05 ($30,333): $1,000 then is $970.

    FAQ

    What would $1,000 in ^NDX be worth today?

    A $1,000 investment in NASDAQ 100 Index (^NDX) at the start of 1985 would be worth about $254,815 today, a total return of +25381.5%. Dividends are reinvested in these figures.

    What were the best and worst years for ^NDX?

    NASDAQ 100 Index (^NDX)'s strongest calendar year since 1985 was 1999, a +102.0% return — $1,000 held through that year became about $2,020 by year-end. Its weakest year was 2008, at -41.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ^NDX have grown?

    Investing $100 at the end of every month since 1985-10 would have grown to about $2.02M on $49,100 invested.

    Did ^NDX beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $40,607. ^NDX beat the S&P 500 by +527.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    NASDAQ 100 Index (^NDX) historical total-return data from 1985-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.